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By entering this site, you represent that you are an institutional client, qualified institutional buyer, or sophisticated investor and will not redistribute attached documents outside of your firm without the express written consent of R. Seelaus & Co., Inc.  The information contained in the attached desk notes and applicable attachments is confidential and intended solely for the attention and use of the party authorized to enter this site.   If you are not the intended recipient or authorized agent permitted to access this site, you are not authorized to use it and must not disclose, copy, distribute, or retain this message or any associated attachments.

These documents are NOT research reports under United States law.  Desk Note publications are provided for information purposes only and is not intended as a solicitation or offer to buy or to sell any security. Further, this body of work is neither a request to participate in any underwriting transaction nor to purchase or subscribe to securities in any offering.   Information set forth in these Desk Notes are based on publicly available information believed to be reliable and for which the information is subject to change at any time. The Firm disclaims any liability to update this Desk Note with updated information. The information presented herein may not be suitable or relevant for all persons or all intended transactions.  All investing contains risk and users should understand all risk associated with their investing decisions.

R. Seelaus & Co., Inc. shall have no liability, contingent or otherwise, for the correctness, quality, accuracy, timeliness, pricing, reliability, performance, or the completeness of the information contained herein. Past performance is not a guarantee of future results. In no instance will R. Seelaus & Co., Inc. be liable for any damages including but not limited to direct, special, indirect, consequential or incidental damages as a result of the use or reliance on the information presented.

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